Pay Day IRA





If you are looking for an affordable alternative to the 401(k) or other traditional retirement plans, then you’ve come to the right place. Payday IRA provides employers with SIMPLE, SEP and Payroll IRA retirement plans for a fraction of the cost of a 401(k) or traditional retirement plan.

With Payday IRA, there are no advisory or recordkeeping fees, only a low annual fee. Employers get a retirement benefit with which to attract and retain talent, without the liability of a 401(k). We offer three different types Payroll IRA Programs:

  1. Simple IRA Program: Similar in design to a 401(k); created for businesses with 100 or fewer employees. Employers can match contributions if they choose. Our most popular IRA program.
  2. Standard Payroll Deduction: Designed for any size business looking to offer its employees a retirement plan with little investment of time or resources; no employer matching.
  3. SEP IRA Program: The perfect plan for self-employed individuals. High contribution limits and flexibility make it an ideal program for the volatility of small business.

All three options include these features for the accountholder:

To learn more, call us at 866-670-2829. To establish a plan for your business right away, click here.


Establish a Plan

8 Penn Center West Suite 201 Pittsburgh, PA 15276


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